Very First Time Homebuyer Mortgage Assistance Program (MAP)

Very First Time Homebuyer Mortgage Assistance Program (MAP)

The Mortgage Assistance Program (MAP) is a City of Oakland loan system, running jointly with participating loan providers, to aid low and income that is moderate time homebuyers aided by the purchase of houses when you look at the City of Oakland. MAP loans offer assistance that fills the gap between exactly exactly what a family group are able as well as the cost.

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Applicant Demands

First-time homebuyer: Applicant(s) and spouse needs to be First Time Homebuyers that will be understood to be anyone who has maybe not owned their residence that is principal during past 36 months. Some exceptions may use.

Home money: candidates’ yearly household earnings may well not surpass 120% for the certain area Median Income. Income of all of the family members 18 years or older must certanly be considered (including house/roommates). Read more